Two-story elevation in mixed brick under a standing-seam gable, with a center walk to the door

Insights

Construction Loans & Financing in South Texas

FHA, VA, USDA, conventional and one time close construction loans, explained for buyers building in South Texas.

Since 1992
Building trusted, quality custom homes in the RGV for over 30 years.
Family Owned & Operated
A family led builder crafting custom homes with a personal touch.
Serving Hidalgo, Starr, Cameron & Jim Wells Counties
Your local custom home builder for the entire Rio Grande Valley.
A+ Rated Service
Delivering A+ rated craftsmanship and exceptional client care.

1 guide

Everything on financing

Front elevation in daylight: stone veneer, dark garage door and planted entry bed

FinancingApril 14, 202613 min read

FHA, VA, or Conventional: Which Loan Is Best for Building a Home in Texas?

FHA, VA, USDA and conventional construction loans compared for a Texas build: down payments, credit thresholds, one time close and how draws work.

Read the guide

Next step

Take it from reading to a real number

Prequalification takes one to three business days and costs nothing. After that, every article on this site becomes a lot more specific to you.

Prefer to talk to a person?(956) 594-6936

Free blueprints with your build

Get your free blueprints

Tell us where you are in the process. We reply within one business day, and the first conversation carries no obligation.

Where are you in the process?

Just exploringCurious about cost and processI own landReady for a free site evaluationI need landLooking for the right lotReady to buildPrequalified or close to it

Where do you want to build?

A little more about the project

When would you like to start?

Budget range

Anything you want us to know?

Optional. The more you tell us, the more useful the first call is.

How should we reach you?

Full name (required)

Phone (required)

Email (required)

Your information stays with our team. We never sell or share it.