We guide you through every lending option, connect you with trusted local lenders, and help you secure the best financing for your new home.
We guide you through every lending option, connect you with trusted local lenders, and help you secure the best financing for your new home.Since 1992

Building trusted, quality homes in the RGV for over 30 years.

A family-led builder crafting custom homes with a personal touch.

Your local custom home builder for the entire Rio Grande Valley.

Delivering A+ rated craftsmanship and exceptional client care.

Financing a new construction home can feel overwhelming, especially if it’s your first time. Our team walks you through every stage so you know exactly what to expect — before construction even begins.
With our help, you can:
Understand your loan options clearly
See accurate numbers based on your goals
Avoid surprises with transparent budgeting
Get connected to lenders experienced in construction lending
Move through pre-qualification faster with complete builder documentation
We make financing understandable, predictable, and stress-free.



Director Of Construction

Director Of Sales

Sales Manager

Director Of Construction

Director Of Sales

Sales Manager
We meet with you to review your goals, budget, credit profile, and preferred lenders, and help you map out the best path forward.

We partner with trusted South Texas lenders who offer:
Construction loans
Construction-to-permanent loans
One-time close loans
VA, FHA, and USDA options (when eligible)

We help you understand:
Total project cost
Down payment needs
Closing costs
Monthly payment estimates
Loan terms and options

Our team works directly with your lender to provide every required document:
Plans and specs
Budget worksheets
Draw schedules
Inspection coordination
Builder information package

If you prefer one approval, one closing, and a simplified process, we help you explore your one-time close options.

We help you gather the documents your lender needs to get you pre-qualified quickly.


Step #1
The first step in your journey is understanding your budget. Getting pre-qualified with a lender provides a clear financial foundation, giving you the confidence to move forward. We can connect you with trusted local lenders in South Texas who specialize in new construction financing.

Step #2
Whether you already own land or are searching for the perfect spot, we're here to help. Our team can evaluate a potential homesite for building suitability or guide you through our 'Build On Your Lot' program, ensuring your new home is perfectly placed in the Rio Grande Valley community of your choice.

Step #3
This is where your vision truly takes shape. You’ll collaborate with our design team to create a one-of-a-kind floor plan that perfectly reflects your family’s lifestyle and needs. We'll refine every detail of your custom home design, from room flow to window placement, until it’s exactly right.

Step #4
With the blueprint set, you'll work with our selections coordinator to choose the details that make a house a home. From cabinetry and countertops to flooring and fixtures, you'll select the high-quality materials and finishes that define your personal style.

Step #5
Once all designs and selections are finalized and priced, you will proceed with your loan closing. This secures the financing for your project and officially gives us the green light to bring your new home to life.

Step #6
The moment we break ground! Your home is now in the hands of our skilled craftsmen. Throughout the construction phase, you can expect regular updates and direct communication from our team, led by Javier Gonzalez, ensuring the highest standards of quality every step of the way.
South Texas Builders Works With FHA, Conventional, VA, and Construction Loans to Realize Your Home Dreams!
We were born in South Texas and are proud to build here. Our primary service area covers the entire Rio Grande Valley and beyond.
Hidalgo County: including McAllen, Mission, Edinburg, and Pharr.
Starr County: Serving Rio Grande City and the surrounding area.
Cameron County: Building in Brownsville, Harlingen, and surrounding communities.
Alice, TX: Where our story began and where we continue to build.












Complete the form and we will contact you to start designing and building the home of your dreams.
956-594-6936
4900 W Expy 83 Suite 222, McAllen, TX 78501, United States
956-594-6936
4900 W Expy 83 Suite 222, McAllen, TX 78501, United States

Welcome to South Texas Builders, where every blueprint is a promise and every build is a lifelong home. Led by second-generation builder Javier Gonzalez, we have been proudly serving the Rio Grande Valley and Alice, TX, since 1992.
4900 W Expy 83 Suite 222, McAllen, TX 78501, United States
956-594-6936
© 2025 South Texas Builders - All Rights Reserved.